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WHAT IS THE DIFFERENCE BETWEEN FEE ONLY AND FEE BASED FINANCIAL ADVISORS?

Fee-only financial planners never accept commissions or compensation from the products they recommend, as they are compensated only by their clients and their compensation is the same regardless of the products they recommend.

WHAT HAPPENS TO ME IF SOMETHING HAPPENS TO YOU

Have you ever wondered what would happen to you if something happens to your financial advisor? It's not something we like to think about, but it's important to be prepared.

WHAT LENDERS LOOK FOR ON A CREDIT REPORT

“Soft” inquiries are made when you or an existing creditor checks your report; “hard” ones appear when you apply for credit.

WHEN ASSETS GET A ½ STEP-UP IN COST BASIS

Many people are aware that when the owner of a taxable asset passes away, the party that inherits that asset do so at a stepped-up cost basis.

FINANCIAL PLANNING BENEFITS — LIFE INSURANCE

It is vital to ensure your financial plan identifies and defines your current financial situation and your financial goals, and provides a comprehensive path between the two.

HERE’S HOW MUCH YOU CAN REALLY WITHDRAW IN RETIREMENT

Between the decline in the use of traditional defined benefit plans (pensions) and the heavier reliance upon defined contribution plans (401k, 403b, etc.) by employers, retirees are faced with the daunting task of determining the rate at which they can safely withdraw from their retirement assets so they don’t outlive them.