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RATE OF RETURN: ONLY HALF THE FORMULA

In this month’s Financial Planning Magazine, Craig Israelsen noted a simple principle of investing that is often forgotten. Consider his example:

WHEN DID YOU LAST REVIEW YOUR INSURANCE COVERAGE?

When is the last time you compared rates on your home and auto insurance policies? Unfortunately, a stellar safety record doesn’t always translate into lower insurance rates.

FUNDAMENTAL STRATEGIES TO SAVING MONEY

I recently watched a movie titled Living on One, a documentary about four college students’ efforts to spend a summer in Guatemala living on a dollar a day.

MORE ON LIFE INSURANCE

Here are some common points of confusion about life insurance.

WHAT TO DO NOW?

These financial planning tips never go out of style.

ARE YOU PROTECTING YOUR CREDIT STANDING?

A clean, accurate credit history is a critical piece of the personal-finance puzzle. Staying on top of your credit standing over time can mean big savings since credit scores often determine your access to loans, interest rates, and monthly payments.